The Dangers of Defective Seat Belts

Feb 19, 2017 by

Seat belts are some of the most vital safety equipment in vehicles, along with airbags. They prevent drivers and passengers from sustaining traumatic injuries in collisions and ejections. But sometimes, the drivers and passengers sustain unnecessary injuries because of defective seat belts. According to a defective seat belt article from the website of Habush Habush & Rottier S.C. ®, careless manufacturers may be held liable.

Common Seat Belt Defects
Defective seat belts can manifest in many ways, but there are defects that are much common than the others. Below are the most common defects involving seat belts.

  • Improper latching: Seat belts that do not buckle or latch properly are extremely dangerous when an accident occurs, because they may lack the power to restrain the occupant and cause him or her to be thrown or ejected.
  • Loose constriction: Like improperly latched seat belts, loosely constricting seat belts do not have restraining power to hold on to an occupant in case of a crash, possibly causing a traumatic injury.
  • Excessive restriction: Seat belts that are too tight can also be considered defective. They should be loose enough to allow movement and restrictive enough to prevent occupants from getting ejected.
  • Weak materials: The use of weak materials and products to create seat belts also poses a danger. Seat belts that are composed of substandard materials may not have optimal functionality and may even be the reasons for injury.

Injuries from Defective Seat Belts
Most injuries sustained from defective seat belts are from the force of the collision itself and the seat belts’ inability to protect their occupants. The worst injuries are fatal or lifelong, such as severe traumatic brain injuries, paralysis, neck fractures, and internal bleeding. Other injuries may not be as bad, but they still pose serious threats to your health, such as spinal cord injuries, whiplash, chest and back issues, and shoulder and arm problems.

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Car Insurance / Car Accidents

Feb 15, 2016 by

About a dozen states in the US follow the no-fault law when it comes to car insurance. These states include the District of Columbia, New York, Michigan, Pennsylvania, New Jersey, Minnesota, Kentucky, Hawaii, Massachusetts, Florida, North Dakota, and Utah. This means that should you get into a car accident, your car insurance insurer will be the one to pay a portion or all of your medical expenses as well as lost earnings, whether or not you or another person caused the accident. It is still important, however to understand that each of these states have their own set of rules regarding the benefits that will be provided by the insurance company; some may provide complete compensation while other states may only require a limited amount.

In an event of a hit-and-run accident, it may be difficult to get compensation especially if the one at-fault left the scene of the accident. Evidence such as CCTV video evidence or witness reports or remembering the license plates are the key in getting the other party accountable for their negligent actions. Otherwise, no-fault states will require the injured party to file a claim against their car insurer. For states that do not follow the no-fault rule, the victim may have to file a, underinsured/uninsured motorist claim.

The main reason for a personal injury claim against a person who committed a hi0tand-run is to recover punitive damages. This type of damages is made to ensure that the defendant’s action will not be committed again, and can only be given when the court deems the defendant’s actions were intentional and reckless that resulted in harming the plaintiff, or that the defendants egregious acts lead to the plaintiff’s injuries and damages. This is because everyone is considered legally aware and responsible for their actions following an accident, and running away from the scene is deemed morally objectionable.

According to the website of Milwaukee, Wisconsin car accident attorneys, the dangers of road accidents are always present, which is why car insurance is very important. Regardless of whether you are a victim or the person who caused the accident, having car insurance will be the only way to protect yourself from damages that the accident may cause, and help you prevent possible license suspension or even revocation.

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