Dirty Tactics of Auto Liability Insurance Providers during Accidents

Sep 27, 2016 by

About 16.1 million cars and trucks were purchased in the U.S. in 2015. These add to the 253 million motor vehicles on roads and highways all across the U.S.

The continuous increase in the number of cars and truck on U.S. roads is a signification of a growing economy. This increase , however, also hints on the possibility that the number of automobile crashes remain to exceed five million every year – crashes that injure two million drivers, passengers and pedestrians, and kill more than 30,000.

Whenever a car accident occurs, cost of medical treatment, days off from work which result to loss of wages, and property damage are a victim’s immediate concerns. Good thing carrying auto liability insurance is a basic driving requirement in all U.S. states (with the exception of New Hampshire, where drivers can show financial responsibility through other ways).

The type of auto liability insurance a driver is supposed to carry depends on the liability system recognized in the state where he/she resides. In Florida, Michigan, New York, Hawaii, Kansas, Massachusetts, Minnesota, North Dakota and Utah, drivers are required to carry a no-fault liability car insurance policy (the states of New Jersey, Pennsylvania and Kentucky allow drivers to choose between no-fault insurance and fault or tort insurance coverage).

Under the no-fault system, compensation (to the driver and his/her passenger/s), which includes medical expenses, lost wages due to the injury, and funeral expenses (in the event of death) is paid by his/her own insurance provider rather than the at-fault driver’s (insurance provider). This takes away the need to file a claims lawsuit against the at-fault driver (which is the case under the fault or tort system), except in cases wherein damages exceed the insurance limit. The driver’s own insurance provider pays the compensation regardless of whose fault the accident was.

According to the Hankey Law Office, however, insurance companies are not always willing to pay out the benefits to which their policyholders are entitled. At other times, insurance firms make a lowball offer – something that a policy holder should never accept.

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What Types of Injuries Are Office Workers Susceptible To?

Jun 29, 2016 by

Just like employees injured performing physically demanding work in hazardous environments, employees injured in the office are entitled to fair compensation. Workers in office environments should not assume they are protected or immune to a possible injury.

The hazards in office environments are not as obvious as those encountered by workers who use machinery or heavy equipment. However, hazards do exist in the office. According to Scudder & Hedrick, PLLC some of the most common office injuries include repetitive strain injuries such as carpal tunnel syndrome, tendonitis, and bursitis. The Occupational Safety and Health Administration writes that work-related musculoskeletal disorders account for $15 billion in workers’ compensation costs.

Office workers are also highly susceptible to slip and fall accidents, lifting injuries, back injuries, and head and neck injuries. According to the Center for Disease Control, an office employee is 2 to 2.5 times more likely to suffer an injury from a fall than workers in other environments. Some of the main causes of falls include: using a chair instead of a step ladder to reach something, tripping over an object in a walkway, slipping on a wet floor, or poor lighting/visibility.

A majority of office injuries can be avoided through preventative measures. For example, slip and fall accidents can be avoided by reporting loose carpeting or flooring, keeping areas clear of electrical cords, and cleaning up spills immediately. Heavy lifting can cause neck, shoulder, and back injuries. To avoid such an injury, workers should lift by squatting and lifting the load with their legs, rather than their back, and hold the load close to their body. Workers can avoid repetitive strain injuries by adjusting chair, keyboard, and monitor positions and avoiding using excessive force when making repetitive motions such as typing. It is also important to stand and stretch every half hour to release tensions related to strain.

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Car Insurance / Car Accidents

Feb 15, 2016 by

About a dozen states in the US follow the no-fault law when it comes to car insurance. These states include the District of Columbia, New York, Michigan, Pennsylvania, New Jersey, Minnesota, Kentucky, Hawaii, Massachusetts, Florida, North Dakota, and Utah. This means that should you get into a car accident, your car insurance insurer will be the one to pay a portion or all of your medical expenses as well as lost earnings, whether or not you or another person caused the accident. It is still important, however to understand that each of these states have their own set of rules regarding the benefits that will be provided by the insurance company; some may provide complete compensation while other states may only require a limited amount.

In an event of a hit-and-run accident, it may be difficult to get compensation especially if the one at-fault left the scene of the accident. Pohl Berk Attorneys state on their website that evidence such as CCTV video evidence or witness reports or remembering the license plates are the key in getting the other party accountable for their negligent actions. Otherwise, no-fault states will require the injured party to file a claim against their car insurer. For states that do not follow the no-fault rule, the victim may have to file a, underinsured/uninsured motorist claim.

The main reason for a personal injury claim against a person who committed a hi0tand-run is to recover punitive damages. This type of damages is made to ensure that the defendant’s action will not be committed again, and can only be given when the court deems the defendant’s actions were intentional and reckless that resulted in harming the plaintiff, or that the defendants egregious acts lead to the plaintiff’s injuries and damages. This is because everyone is considered legally aware and responsible for their actions following an accident, and running away from the scene is deemed morally objectionable.

According to the website of Insure on the Spot, the dangers of road accidents are always present, which is why car insurance is very important. Regardless of whether you are a victim or the person who caused the accident, having car insurance will be the only way to protect yourself from damages that the accident may cause, and help you prevent possible license suspension or even revocation.

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Criminal Defense

Feb 14, 2016 by

Sex crimes cover many different types of offences, but generally comprises of any illegal or coerced conducts that are sexual in nature directed towards an unwilling person or individual. Each state has their own laws regarding sex crimes, with their own statute of limitations, set of penalties, and level or severity. Those who have been convicted of any type of sex crime will be listed as a “sex offender” and their names will be added on state and federal registries. As anyone who understands this, the implications of being listed on a sex offender registry can have a grave effect on you and other people’s lives.

In the state of Florida, the laws regarding sex crimes (along with the state’s criminal laws) have taken a lot of attention through the past years. Florida laws are divided into two general groups: misdemeanors and felonies. Serious crimes are considered felonies and have the heaviest penalties. Just as with any state, the laws regarding sex crimes have severe penalties and can put you in danger of being imprisoned for life or given the death penalty according to the severity of the crime.

Any Okaloosa County criminal defense lawyer would tell you that because of the seriousness of sex crimes, any charges should not be taken lightly, especially if the charges are the type of sex crimes that involve people under the age of 17 years. Because of the stress that a criminal charge can cause you, hiring the right lawyer will help in providing you the necessary defense you need to ensure you will have a fair trial. There are different types of sex crimes, such as rape, indecent exposure, solicitation, sexual assault and prostitution.

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Personal Injury

Feb 13, 2016 by

Improper safety training in construction sites have accounted to a significant number of workplace injuries. In order to protect the workers from any unnecessary incidents or accidents, proper safety precautions, training and safety equipment should be provided by the company; failing to do so may make the company liable for any damages that the worker suffered due to workplace accidents. Many state laws require the construction companies to follow safety procedures and to provide training to their workers regarding safety plans and policies, and failing to do so may put them at risk of facing lawsuits from their workers.

There are generally three elements that each injured worker should provide in order to win a personal injury claim against their employer or company: (1) the duty to keep competent safety training, (2) the defendant disregarding their duty, and (3) the disregard of duty lead to harm on the worker. These three factors should all be present in every personal injury claim. According to the website of Wilson & McQueen, PLLC, personal injuries tend to overwhelm many victims, so an experienced injury lawyer will be a valuable asset to a claim. It is crucial that you get a lawyer that you trust and rely on, because they will be the one who will gather information and evidence to present a strong case in court. Furthermore, a strong injury claim may help in getting the case settled out of court, which can cost less than going to court.

Because of different laws in each state, it can be difficult to determine whether there was a breach of duty of care from the side of the employer or company, but generally, the law states that the employer or company has the legal duty to assure that the worker is knowledgeable and able of performing the work safely. www.crowemulvey.com/practice-areas/personal-injury/ states that companies have the obligation of training and informing their workers of proper safety procedures before letting them begin their work in order to avoid accident. The company’s negligence that caused harm to the worker will make them liable for all damages that the injured worker suffered and may experience in the future.

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Haircuts

Feb 12, 2016 by

As the year draws to an end and a new one about to start, it may be a great time to consider getting a new haircut. Many women tend to get comfortable with their hair and end up with the same hairstyle for a long time, even for many years; it would only take some important or drastic life changes to make a woman decide to get another haircut, maybe because people tend to see it as a time to renew and start over again. Indeed, getting your hair cut and styled in a new way can be very powerful and encouraging.

The trick in getting the best for what you are paying for is to first find a salon that you are comfortable and trust with your hair. In order to protect yourself from a bad haircut that may leave you crying for a couple of weeks, finding a hair stylist whom you trust and whose opinion you value. They are the ones who will help you decide which hairstyle or haircut would be best suitable for you – the you that’s enjoying your life at this very moment. In order to avoid future regrets from getting the wrong hairstyle or haircut,the website of Therapy Hair Studio gives the following advice:

  • Determine your face shape and your hair texture. These will be the basis on which hairstyle or hair color will best suit you. There are some cuts that are will not look good on certain face shapes or hair textures, so being well informed and prepared for your new hairstyle is a must.
  • Maintain realistic expectations. Although you brought and showed your hairstylist a picture of which celebrity hair you want to have, it is always important to understand that these celebrities have an army of beauty experts at their beck and call to help them get red-carpet and paparazzi-ready. So having a clear and honest communication with your stylist is important in order for you to get what you want.
  • Check if your new hairstyle will fit accordingly to your lifestyle. You might be put in a pinch if you are a low-maintenance girl and get a high-maintenance hairstyle. If you are ready to invest time and money for your hair, then getting a high-maintenance hairstyle may be a good choice, but if you are a wash-and-go type, you might want to talk with your stylist first.
  • Lastly, make sure that are really ready to get a new hairstyle. Spontaneity can often result in regrets, therefore make sure to think about it long and hard before getting a new hairstyle.
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Personal Injury/Nursing Home Abuse

Feb 11, 2016 by

With the growing number of the population opting for nursing homes for their elderly family members, there has also been an increase in claims for nursing home abuse. A nursing home, elderly care facility, rest or convalescent home will be legally responsible when their acts of negligence, abuse, or neglect caused significant harm or injury to their patient or resident. A nursing home or health care facility can be legally held responsible depending on the ongoing practice or policy in the facility or the actions (or inactions) of the employees working there.

There are a number of ways that a nursing home abuse can happen, among them, negligent supervision, negligent hiring, failure to uphold sufficient policies for health and safety, failure to uphold a reasonably safe premises free of any hazards, and failure to administer the suitable medical treatment in line with the required standard of care according to each patient’s individual circumstance. According to the Ravid firm, patients or residents who suffered harm or injuries due to the facilities non-compliance to the federal regulations that set the standard of care for medical facilities and medical professionals are held responsible for their actions or lack thereof.

Among the many ways that a senior patient or resident can be injured or harmed in a nursing home or health care facility is through medication errors. Although uncommon, medication errors are very simple to conduct. Among the most common ways are when pharmacists made errors in reading the physician’s prescription, or patients being given the wrong medication or prescription dosage. Wrong ways of administering the medication can also cause injuries or harm to the patient. When the injuries resulted in serious health risks or complications, then contacting a personal injury lawyer would be the best way to proceed with the claim. Many patients and their families are at loss as to whether to file a personal injury or medical malpractice claim. By contacting an experienced and knowledgeable lawyer, you will be informed on which claim to file according to the evidence presented.

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Medical Malpractice/Defective Medical Devices

Feb 10, 2016 by

Medical negligence is fast becoming a major factor for the causes of death around the United States, following cancer and heart disease. Every year, billions of dollars are being spent in various medical malpractice payouts, and in order to avoid being a victim of medical malpractice yourself (or to know what to do when you are one) you should be your own health care champion. Being well informed is one of the best ways to protect yourself from medical malpractice, as well as get a successful medical malpractice claim.

An Oceanside medical malpractice lawyer would probably tell you that not all unfortunate outcomes fall to medical negligence; in order to have a strong medical malpractice claim, many specialized personal injury attorneys will have to examine and determine whether the injuries and the amount of damages detailed in the records are significant and considerable enough to substantiate the claim. This is because medical malpractice claims are very time-consuming, tedious, and expensive and has a high probability of failure. According to statistics, every year only 20 percent of medical malpractice claims succeed, with the remaining 80 percent ending with no payment to the injured patient or their surviving family.

This is vital when insurers want to settle the claim; a medical malpractice lawyer should be able to effectively convince the insurers to agree to a high settlement in order to settle a claim. This rings true for any Bard G2 IVC filter lawyer, since the problems are still new and the injuries and complications are life-threatening.

Furthermore, medical malpractice claims require strong evidence and testimony from qualified and respected people in the medical field. This responsibility goes to your lawyer, who will be tasked with finding the right people to testify on your behalf and give their professional opinion on the negligence of the defendant. Poor evidence and testimony will result in your claims being denied of compensation.

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